This application for credit may be submitted by the dealer to various financial institutions. Before this application is submitted by us, the dealer will disclose to me, the name and address of the institution(s) who will receive copies of this application.
You agree that we and any assigned to the financing contract or lease may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons. You agree that we and any assigned may try to contact you in writing, by email or using prerecorded/artificial voice messages, text messages and automatic telephone dialing systems as the law allows. You also agree that we and any assigned may try to contact you in these and other ways at any address or telephone number you provide us, even if the telephone number is a cell phone number or the contact results in a charge to you. You (1) make the above representations, which are certified correct, for the purpose of securing credit; (2) authorize us, affiliated entities, and financial institutions to whom we submit your application (hereinafter "Financial Institutions") to obtain consumer credit reports and to gather employment history as necessary and appropriate to determine your application (hereinafter "Financial Institutions") to obtain consumer credit reports and to gather employment history as necessary and appropriate to determine your creditworthiness; (3) understand that we or the Financial Institutions will retain this application whether or not it is approved, and it is your responsibility to update changes of name, address or employment.
Are you the SOLE applicant, or is this a JOINT application?